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Built on LTI · Live on iOS and Android

Credit,
earned by trust.

Your bank statement, turned into trust.

Add a statement, build a Trust Profile scored 300 to 998, and access credit you have earned. Portable, private, and owned by you.

Statement readIn seconds, securely
Score is risingEvery repayment counts
9:41
Trust Profile
LisBonTrust
Stable
Trust Score
620/ 998
Member
Alpha Lucky
Chukwunwike
Since
2026
Improve Trust ProfileAdd a bank statement
Credit access
₦790,000
Available now
Next tier
Strong
80 points away
GTBank  ····  4421Added 4 Jun 2026
Verified
A real example

How it works for a real person.

Meet Chidi. He runs a small shop and a POS stand. Money moves through his account every day. To a bank, he is invisible. To LisBon, he is trusted.
1
He adds his statementLisBon reads fourteen months of steady sales, transfers, and restock.
2
His Trust Profile appearsA Trust Score of 660, tier Stable, built from his real behavior.
3
Credit access opensUp to ₦900,000, with more than 20 providers competing to fund him.
4
He repays, and it compoundsHis score climbs, his limit grows, and his next offer gets better.
Inside the app

Everything you need to be seen, trusted, and funded.

One tap to add a statement

Link your bank or upload a PDF. LisBon reads the behavior, not just the balance.

A Trust Profile you own

A living score from 300 to 998, portable across every provider.

Credit that grows with you

Repay well, and your next offer gets better, automatically.

Private and secure

Verified, encrypted, never sold. You decide who sees your profile.

Clear reasons, always

No black box. See what moves your score and what reaches the next tier.

Providers compete for you

Publish to the LisCredit Marketplace and let vetted providers bid.

Trust Tiers

Eight tiers. One honest climb from 300 to 998.

Your Trust Score sits in a tier that governs the credit you can access. Every clean repayment moves you up. Nothing hidden, nothing arbitrary.

Unverified
300 – 349
Provisionary
350 – 419
Fragile
420 – 509
Emerging
510 – 609
Stable
610 – 699
Strong
700 – 779
Elite
780 – 859
Trusted
860 – 998
LisCredit Marketplace

Your profile goes to market.

Providers see a trustworthy borrower and compete with their best offer. You choose. You are never locked to one lender again.

LisBon holds no position on your loan and carries no balance sheet risk. We keep the terms in the open.

Meridian Capital Best rateEligible now
4.5%/mo
up to ₦250,000
Anchor FinanceEligible now
5.0%/mo
up to ₦180,000
Vantage CreditEligible now
5.5%/mo
up to ₦150,000
Prime LineEligible now
6.0%/mo
up to ₦120,000
Live on iOS and Android

Build your Trust Profile today.

It takes minutes. Add a statement, watch your score, and meet providers who compete for you.